If you access and/or use the WAI Site, you are subject to the following terms and conditions and all applicable laws. By accessing and browsing the WAI Site, you accept, without limitation or qualification, the Terms and Conditions:

1. Everything you see or read on the Site is copyrighted and may not be used except as provided in these Terms and Conditions or in the text on the Site without the written permission of Wostmann and Associates, Inc. or copyright owner unless otherwise noted.
2. Use of and browsing from the Site are at your risk.
3. Any communication or material you transmit to the Site by electronic mail or otherwise, including any data, questions, comments, suggestions or the like is, and will be treated as non-confidential and non-proprietary.
4. Images of people or places displayed on the Site are either the property of, or used with permission by, Wostmann and Associates, Inc. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms and Conditions or specific permission provided elsewhere on the Site. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.